The AI that already comes with your Windows, Edge and Word: free for the basics and powerful if you already pay for Microsoft 365.
Free plan
✓ Yes
Price
Free / Microsoft 365 Personal €10/mo
Plans and pricing
Copilot (free)€0
Microsoft 365 Personal€10/month or €99/year
Microsoft 365 Family€13/month or €129/year
Microsoft 365 Premium€22/month or €219/year
Microsoft 365 Copilot (business)≈ $30/user/month
AIAO score
86/100
Member rating
Not enough ratings yet
Languages
No verified data
Where to use it
Web, Windows app and Copilot key, Edge, Bing, iOS, Android, Word, Excel, PowerPoint and Outlook.
Pros
It is where you already work: Windows, Edge and Office, even with a Copilot key.
In Word, Excel, PowerPoint and Outlook it genuinely saves time.
Generous free version: chat, sourced web search, voice and images.
Included in Microsoft 365 Personal and Family (60 AI credits a month).
Cons
Confusing plans and branding.
In raw answer quality it usually trails ChatGPT, Gemini or Claude.
Windows and Edge integration many find intrusive.
Use cases
People who already use Word, Excel and Outlook; companies in the Microsoft ecosystem; free, occasional use from Windows.
In Word, ask for a draft based on a specific file (you can reference it with /): it will start from your own data instead of making things up and you only need to polish it.
Privacy and data
When signed in you can stop your conversations being used for training under Privacy > “Model training”. What you do with Copilot inside Word, Excel or PowerPoint on home plans is not used to train the base models, according to Microsoft.
The AI that already comes with your Windows, Edge and Word: free for the basics and powerful if you already pay for Microsoft 365.
Free plan
✓ Yes
Price
Free / Microsoft 365 Personal €10/mo
Plans and pricing
Copilot (free)€0
Microsoft 365 Personal€10/month or €99/year
Microsoft 365 Family€13/month or €129/year
Microsoft 365 Premium€22/month or €219/year
Microsoft 365 Copilot (business)≈ $30/user/month
AIAO score
86/100
Member rating
Not enough ratings yet
Languages
No verified data
Where to use it
Web, Windows app and Copilot key, Edge, Bing, iOS, Android, Word, Excel, PowerPoint and Outlook.
Pros
It is where you already work: Windows, Edge and Office, even with a Copilot key.
In Word, Excel, PowerPoint and Outlook it genuinely saves time.
Generous free version: chat, sourced web search, voice and images.
Included in Microsoft 365 Personal and Family (60 AI credits a month).
Cons
Confusing plans and branding.
In raw answer quality it usually trails ChatGPT, Gemini or Claude.
Windows and Edge integration many find intrusive.
Use cases
People who already use Word, Excel and Outlook; companies in the Microsoft ecosystem; free, occasional use from Windows.
In Word, ask for a draft based on a specific file (you can reference it with /): it will start from your own data instead of making things up and you only need to polish it.
Privacy and data
When signed in you can stop your conversations being used for training under Privacy > “Model training”. What you do with Copilot inside Word, Excel or PowerPoint on home plans is not used to train the base models, according to Microsoft.
